PLEASE READ CAREFULLY THESE TERMS AND CONDITIONS BEFORE USING OUR WEBSITE (“SITE”)
1. TERMS OF USE OF ANY SITE RELATED INFORMATION AND SERVICES
The following terms and conditions (the “Terms” or “Terms of Use”) shall govern your use of our Site. By accessing, viewing, or using any material or content on this Site, you are confirming that you understand, acknowledge, and agree to these Terms as a legally binding valid Agreement between you and us, which provides for and defines rights and obligations, and you agree to be legally bound by these Terms WITH NO LIMITATIONS OR RATINGS.
Should you not agree to any and all of the Terms set forth herein, you shall not be allowed to use the Site and you must leave the Site immediately.
“Site” means and includes any and all of the websites belonging to, owned, operated, or maintained by Harmoney Limited Liability Company or any of its affiliates. For the purposes hereof, an “affiliate” means any individual or legal entity that controls, is controlled by or is under common control with another individual or legal entity. For the purposes of this definition, “control” means having, directly or indirectly, the power to steer or cause to steer that individual’s or entity’s management and/or internal policies, either by holding voting rights, by contract or otherwise. Similarly, for the purposes hereof, any reference to Harmoney Limited Liability Company includes its affiliates, except as otherwise clearly required by the content or context of that particular clause.
The terms “we”, “us” or “our” mean and include Harmoney Limited Liability Company and any and all of its affiliates. The term “you” means you as an individual or legal entity that uses or proposes to use the Site. “Harmoney” means Harmoney Limited Liability Company.
At our sole discretion, we reserve the right to update or amend these Terms of Use. You agree to receive any notices of change and agree to any changes to these Terms of Use upon solely posting the new or amended Terms of Use on the Site. Please regularly review the Terms of Use to become aware of any potential changes or amendments.
You may contact us using the contact details included in the last section of these Terms “Contact Details and Notices”.
2. WE ARE NOT RESPONSIBLE FOR ANY LINKS TO THIRD-PARTY SITES OR THEIR CONTENT OR FUNCTIONALITY
LINKS TO ANY OTHER WEBSITES PUBLISHED, OPERATED, OWNED OR MAINTAINED BY A THIRD PARTY ARE INCLUDED FOR YOUR CONVENIENCE AND FOR INFORMATION PURPOSES ONLY. WE DO NOT CONTROL AND WE ARE NOT RESPONSIBLE FOR THE CONTENT AND FUNCTIONALITY OF ANY SUCH WEBSITES.
This Site may include from time to time any links to any other sites as banner ads or hyperlinks that are not owned or controlled by us, but which are offered for your convenience only. If you visit any other website, you do that at your own risk, subject to the terms of use of such website. We reserve the right to remove any link to any other website at any time. The fact that a link to another website is provided, does not necessarily mean that we recommend, authorize, or sponsor such website, that we support or endorse its content, or that we are an affiliate of the website’s owners or sponsors.
You cannot create or post links to this Site, in whole or in part, without our written consent. If you wish to have a link to this Site, please contact us using our Contact Details and Notices included at the end of these Terms.
3. ELECTRONIC CONSENT / ELECTRONIC SIGNATURE
By pressing or clicking the button or enabling the checkbox that indicates your acceptance of or agreement to these Terms of Use or only by visiting this Site, you acknowledge, consent, and agree to these Terms of Use, including any other terms and conditions set by us on this Site or sent using this Site.
4. OUR PROPRIETARY RIGHTS AND YOUR RESTRICTED USE
The content of this Site, including, but not limited to, music, images, icons, text, software, logos, items, characteristics, expressions, and ideas are copyrighted and protected by U.S., Puerto Rico, and international copyright laws, as well as other treaty clauses. In addition, the content of this Site is protected by patent and registered trademark laws, privacy and advertising laws, and communication regulations and rules. You cannot and are not authorized to publish or stream to, on or from this Site, regardless of the form or format, any illegal, threatening, slanderous, defamatory, obscene, outrageous, disrespectful, discriminatory, violent, pornographic, immoral, profane or any other material or content that may result in civil or criminal liability pursuant to law.
Any commercial use of this Site or its content other than any specific use expressly authorized under these Terms or as authorized in writing by us shall be prohibited. You may print, save or have a copy of the information posted on this Site for your personal use, subject to the following: (i) you may not reproduce or distribute the Site text or charts to a third party or substantially copy any information onto your own server without our prior written authorization; (ii) you may not modify the content or prepare any work based on such content without our prior written authorization; and (iii) any copies you may have, regardless of the format, must include any and all of our copyrights, service marks and other proprietary notices. This right might be revoked at any time.
5. YOU ARE NOT ALLOWED TO USE THE SERVICE MARKS REFERRED TO ON THIS SITE
Trademarks, service marks, trade names and logos (“Trademarks”) used or presented on this Site are our registered and unregistered Trademarks. Certain trademarks, service marks and names (“TP Trademarks”) used on this Site are third-party property. Except as expressly specified in the preceding section and notwithstanding any other information posted on this Site, you are not allowed to use the Trademarks or TP Trademarks by implication, legal impediments or otherwise, and you are not authorized or entitled to use the Trademarks or TP Trademarks without our written authorization. No Trademark may be used in any way, including hyperlinks, advertising, or ads regarding the distribution of materials posted on this Site, without our prior written authorization.
6. OUR LIMITED LIABILITY
Although we aim to post accurate, current, and timely information on this Site, there may be involuntary, technical, or factual inaccuracies, information may be no longer valid, and there may be typos. Furthermore, certain Site usage aspects concerning your e-mail, computer or Internet connection are beyond our control. Therefore, we do not guarantee that the Site shall operate without interruptions or be error-free, and we shall not be liable for any consequences of any interruption, error, or loss. Hence, we cannot guarantee the accuracy, completeness or timeliness of any information, texts, charts, links, and other aspects posted on this Site or the privacy of the replies sent by e-mail or any other digital or electronic means.
Clients, prospect clients and any users of this Site are encouraged to contact us or our agents using any means other than the Internet regarding any important personal transactions. However, UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE FOR ANY DAMAGES, i.e., DIRECT OR INDIRECT, SPECIAL, INCIDENTAL OR RESULTANT, ACCIDENTAL OR EMERGING, CONSEQUENTIAL OR CONTINGENT DAMAGES CONCERNING THIS SITE OR THE USE OR FAILURE TO USE THIS SITE BY YOU OR ANY OTHER PERSON; OR IN RELATION TO ANY PERFORMANCE FAILURE, ERROR, OMISSION, INTERRUPTION, DEFECT, OPERATIONAL OR TRANSMISSION DELAY, COMPUTER VIRUSES OR LINE OR SYSTEM FAILURE; OR FROM ANY INFORMATION DISCLOSURE WHILE REPLYING TO YOU BY E-MAIL OR ANY OTHER ELECTRONIC OR DIGITAL MEANS, REGARDLESS OF WHETHER HARMONEY OR ITS REPRESENTATIVES MAY HAVE BEEN ADVISED OF THE POSSIBILITY OF ANY SUCH DAMAGES, LOSS OR EXPENSES. Excluding or limiting liability for consequential or incidental damages may not be permitted in certain jurisdictions. In such jurisdictions, our liability shall be limited to the fullest extent permitted by law.
THIS SITE IS PROVIDED AS IS WITHOUT ANY KIND OF WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.
WE ASSUME NO RESPONSIBILITY AND SHALL NOT BE LIABLE FOR ANY VIRUSES, CYBERATTACKS OR DATA LEAKAGE THAT MAY AFFECT, INFECT OR DAMAGE YOUR COMPUTER OR OTHER PROPERTY AS A CONSEQUENCE OF YOUR ACCESS, USE OF OR SURFING THIS SITE OR BECAUSE YOU DOWNLOAD ANY MATERIAL, DATA, TEXTS, IMAGES, VIDEOS OR AUDIO RECORDINGS FROM THIS SITE OR THIRD-PARTY LINKS.
WE DO NOT GUARANTEE THAT YOUR USE OF ANY MATERIALS POSTED ON THIS SITE SHALL NOT INFRINGE ANY THIRD-PARTY RIGHTS THAT ARE NOT OWNED BY US OR OUR AFFILIATES.
We reserve the right to change any content or these Terms of Use at any time without further notice.
7. ANY INFORMATION AND ANY OFFERED PRODUCTS AND SERVICES SHALL BE SUBJECT TO OUR APPROVAL
Information posted on this Site is not provided for distribution or use by any individuals or entities in a jurisdiction or country where such distribution or use may not be authorized or permitted or where any content or transaction through this Site may be illegal. Users of this Site may do so on their own initiative and are responsible for complying with the local laws. None of the products or services referred to on this Site constitute an agreement offer or service offer.
This Site may provide general information about us and about any products and services provided by Harmoney or its affiliates. Information posted on this Site does not constitute an offer to sell or provide a specific product or service or solicitation of clients or offers. Some products and services might not be available in all states or jurisdictions and, in general, products and services are not available for purchase outside the USA and/or Puerto Rico. Your eligibility for specific products and services is subject to our final determination, restrictions and express approval or the final determination, restrictions, and express approval of the affiliate responsible for selling, offering, and providing the relevant product or service.
We might discontinue or change any of the information, products, licenses, or services described herein at any time. Furthermore, by providing information, products, or services on this Site, we are not asking anyone to use such information or such products or services in any jurisdiction where the provision of such information, products or services may be prohibited by law.
8. AUTHORIZATION TO COLLECT AND USE YOUR DATA
You hereby authorize us to collect non-personally identifiable data in relation to your use of this Site. You further authorize us to use any personally identifiable data on you (or others) that you send us to offer you the services you may request and hire.
Clauses, terms, and conditions set forth in Harmoney Privacy Policy are incorporated herein by reference. Such clauses, terms and conditions explain the policy applicable to any data collected from this Site, directly received from you, or transferred to or by a third party. To read the Privacy Policy, please visit https://harmoneycredit.com/politica-de-privacidad.
9. NO PROVIDER-CLIENT, TRUSTEE OR PROFESSIONAL RELATIONSHIP IS ESTABLISHED BY PROVIDING INFORMATION ON THIS SITE
We do everything we can to provide you with valuable information on our Site. You are also encouraged to contact us personally using any means other than the Internet. Nonetheless, the simple use of this Site or any information posted on this Site shall not make you a Harmoney client nor shall it establish a provider-client relationship between Harmoney and you. Also, you acknowledge that the simple use of this Site or any information posted on this Site shall not establish a trust or professional service relationship between Harmoney (Sic) nor shall it create an obligation of Harmoney other than as expressly set forth in these Terms and as specifically provided for by the applicable laws.
10. PUERTO RICO JURISDICTION
These Terms and this Agreement shall be governed and interpreted in accordance with the laws of the Commonwealth of Puerto Rico. You agree that, in the event of a conflict or dispute over or a cause of action against the use or content of this Site or these Terms, any and all claims shall be filed with and heard first by the San Juan Chamber of the Court of First Instance for the Commonwealth of Puerto Rico. Any legal proceedings shall be heard, and any causes of action shall be awarded in accordance with the laws of Puerto Rico, regardless of any conflict of laws rules or principles.
11. NO FAILURE TO EXERCISE A RIGHT SHALL OPERATE AS A WAIVER THEREOF
No failure, fault, omission, or delay by us in exercising any rights or powers granted to us under this Agreement or the applicable law shall be understood or interpreted as a waiver of any such right or power.
12. YOU AGREE TO ANY CHANGES AND AMENDMENTS POSTED ON THIS SITE
We reserve the right to change these Terms or any content of the Site at any time, at our sole discretion, by: (i) posting a notice of change or the new Terms on our Site; (ii) making reasonable efforts in business activities to notify you by e-mail, if you have provided your e-mail address; or (iii) by any other means we may choose to use. Any changes to these Terms shall become effective for you and any and all users of the Site right after the amended Terms are posted on this Site. You agree and undertake to comply with these Terms, as modified from time to time by us, reviewing the Site for any potential amendments, regardless of whether you may or may not have received a notice of change by e-mail or otherwise. Should any amendment to these Terms be unacceptable to you, your only option shall be the immediate suspension of your use of this Site. Your continued use of this Site after any amendment shall operate as your binding agreement to any such amendment. In case of conflict between these Terms and any amendment or subsequent Terms posted on this Site, the most recent publication shall prevail.
13. MINORS ARE NOT ALLOWED TO USE THIS SITE
No person under 21 shall use this Site. We do not deliberately request business from minors, and we ask any person under 21, who wishes to get information about our business activities, to ask a parent or guardian to contact us on their behalf. If you are under 21, please leave this Site immediately. You agree to notify us immediately of any information about any person under 21 using our Site, by contacting us using the contact details and notices below. In any case, pursuant to clause 6 above, we are not liable for any damage incurred or caused upon any person under 21 using this Site.
14. CONFIDENTIALITY ON THE INTERNET IS NOT GUARANTEED
Even though we try to protect any information you enter or submit using this Site, we cannot guarantee that data submitted over the Internet may remain completely confidential. Aspects concerning your use of the Internet, your computer and Internet connection are beyond our control. Therefore, any information transfer over the internet is at your own risk.
15. OUR COMMUNICATIONS TO YOU
Your inquiries and questions shall be replied to by e-mail if you provide an e-mail address. Nonetheless, please keep in mind that e-mailed information might not be completely confidential, not only because of electronic transfer issues beyond our control, but also because other individuals or entities might have access to the computer or e-mail address to which a reply is sent. Unless you specifically include the following caption in capital letters in your inquiry: “DO NOT REPLY TO THIS INQUIRY BY E-MAIL”, you hereby agree that any replies to your inquiries and questions shall be e-mailed, in spite of any inherent risks in using e-mails. If, as detailed above, you specify that you do not want us to reply to your questions by e-mail, you must clearly and expressly indicate which means you expect us to use to reply. We shall use your suggested or requested means, except where, at our sole discretion, we find it burdensome.
16. COMPETITORS CANNOT USE THIS SITE
You declare that you are not our competitor in the credit fix service industry or any other similar services. Competitors and their employees, agents and contractors may not use this Site for any purpose whatsoever. Competitors’ employees may use this site for personal purposes, provided that information is not disclosed to a competitor company, is not used for business purposes, and is not used to compete against us.
17. ENTIRE AGREEMENT
These Terms contain the entire agreement between you and us on the use of this Site. There are no express or implied, written, or v
erbal arrangements, agreements, promises, or conditions regarding or considering these Terms that are not included herein or that have been superseded by these Terms. These Terms may not be amended, discharged, or waived verbally. Any changes or amendments to these Terms shall be stated as provided for under these Terms.
18. TERMINATION OF THE SITE
At our sole discretion, we reserve the right to terminate, restrict or suspend (temporarily or permanently) this Site, in whole or in part, as well as any access to any information included or posted on this Site at any time, for any reason and without further notice or legal liability.
19. SUBMISSIONS
Any information, data (excluding any private personal information), ideas, expressions and inventions submitted or sent using this Site shall remain and be deemed to be property of Harmoney. Consequently, Harmoney has and shall have the power, be entitled and free to use any such information, data, ideas, expressions, and inventions.
20. CONTACT DETAILS AND NOTICES
You may contact us using the following details: (787) 705-0303; B5 Tabonuco Street, Suite 216 PMB 149 Guaynabo, Puerto Rico 00968-3029; [email protected].
All rights reserved throughout the world. No part of this site may be copied or reproduced by any means or in any way other than as stated herein without Harmoney’s written authorization.
We may change these Terms at any time and have such Terms updated on this Site and/or by any other means, as necessary.
