How Our Solutions Work

We give you access to Multi-Micro Loans while you build your credit with the most advanced accelerated program.

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Complete the application to get credit*

The credit inquiry won’t affect your credit.

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Choose your accelerated program to build credit

Select the multi-loan program with the payment terms that best fit for you.

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Pay monthly on time and we approve more credit

While you pay on time, we approve other loans step by step while you improve and create your credit history.

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Build credit to invest in your future

When you successfully finish the program, you will have earned more experience with multi-loans in your history.

*Harmoney LLC, could inquire the credit only of people who apply for independent and separate small loans to Credit Elevator programs. Other terms and conditions apply.

Be prepared for your new life

We have the plans for you that will accelerate build up your credit, allowing you to achieve all of your dreams.


139/mo
Get Loans Approval up to $600.00*

See how it works
Monthly Credit Counseling & Improvement.
Multi Micro-Loans for $600.00*.
qredion 24/7 Score Credit Reports .
Monitoring & Identity Protection.
Health & Credit Insurances Coverage.
24/7 Assistance.

149/mo
Get Loans Approval up to $1.100.00*

See how it works
Monthly Credit Counseling & Improvement.
Multi Micro-Loans for $1.100.00*.
qredion 24/7 Score Credit Reports.
Monitoring & Identity Protection.
Health & Credit Insurances Coverage.
24/7 Assistance.

169/mo
Get Loans Approval up to $1.850.00*

See how it works
Monthly Credit Counseling & Improvement.
Multi Micro-Loans for $1.850.00*
qredion 24/7 Score Credit Reports .
Monitoring & Identity Protection.
Health & Credit Insurances Coverage.
24/7 Assistance.

*Micro loans interest start at 10% APR. Loan origination fees may apply. Certain restrictions apply. Other interest rates and terms and conditions may apply when calculating the total amount of payments. The micro loans will be approved if the client comply with the program requirements, pay the loans and the monthly payment of the program on time. When the client is late in any payment, the system delays the process of approval and disbursement of the next loan for two months, as appropriate according to the scale system. During these two months the customer must prove that he can be in comply with the payment’s obligation. Harmoney LLC., reserves the right to approve or deny any loan issuance if the client is not in compliance with their monthly payments. Harmoney LLC., will report all repayments made by the customer to the credit reporting companies. If the client does not pay on time, his credit can be affected. Harmoney LLC., reserves the right to cancel the program for customers who are more than once lates in their loan repayments.

Individual Personal Loan

We give you what you need, when you need it.

¡We help you to scale up your dreams!
Starting with 10%* APR lowest interest
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No guarantee from $150 to $5,000*

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Immediate
disbursement*

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FREE
Benefits

The term of the loan payment period varies according to its amount and could reach a maximum term of thirty-six (36) months. The APR will remain fixed for the life of the loan. For example, if it begins with an APR of 10%, it will continue with this rate during the term as applicable. Interest rates may vary based on credit approval. The 10% interest applies only to people with excellent credit. Examples of monthly payment for Harmoney Solutions loans at 10% APR: from $1,000.00 to 36 months is $32.27. Loan origination fees may apply. Certain restrictions apply. Other interest rates, terms and conditions may apply when calculating the total amount of payments. *Loan approval does not require a guarantee or collateral from the individual. **The deposit will be made between a period of 48-72 hours and could take 5 days or more to reflect in the client’s account. ***The benefits included are added values that Harmoney provides to its clients when they obtain a loan. No client is obligated to obtain these services.

Individual Personal Loan

We give you what you need, when you need it.

¡We help you to scale up your dreams!
Starting with 10%* APR lowest interest
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No guarantee from $150 to $5,000*

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Immediate
disbursement*

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FREE
Benefits

*El término de periodo de pago del préstamo varía según su cantidad y podría llegar hasta un término máximo de sesenta (36) meses. El APR se mantendrá fijo durante la vida del préstamo. Por ejemplo, si el mismo comienza con un APR de 10%, continuará con esta tasa durante el término según aplique. Las tasas de interés podrían varíar según aprobación de crédito. El interés del 10% aplica sólo a persona con crédito excelente. Ejemplos de pago mensual para préstamos Harmoney Solutions al 10% APR: de $1,000.00 a 36 meses es $. Ciertas restricciones aplican. Otras tasas de interés, términos y condiciones podrían aplicar al calcular el importe total de los pagos.

The best solution to stop paying high interests and being able to access loans.

Need to build your credit history?

¡We help you build it! Our programs include multi-loans that help you develop your credit history while you make your monthly payments on time.

Need to improve your credit?

Our #1 Credit Accelerator Program is designed to give you have a second opportunity to get credit and improve it. So, you can achieve your goals.

Need to get a Micro Loans?

The solution is here in Harmoney. We give you our innovative programs, including micro-credits, at your fingertips.

Your financial reality, improved.

With Harmoney, your financial reality change for the better. With realistic goals and constantly improving the processes, we achieve the most efficient results than ever.
¡Dreamers will dream bigger!

More reliable than ever

You, like every one of our clients, have the incredible capability to improve your finances and live the life that you desire.

High Performance

Effective and Efficient

We know the rules of the credit game. That’s why we created Credit Elevator, with a unique scalable methodology, applying the 3e's of excellence that allows us to help you accelerate your credit. The programs we implement are designed to work in your favor. Our team of analysts maintains a performance that traditional methods can hardly approach.
Credit Elevator opens your financial path for your next dreams can come true.
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“Investing in build up your credit gives you access to make all your dreams come true.”

¡Empower your financial path!

We guide you through the paths that take you to achieving your dreams and building your financial legacy.

Increase your financial health
Get more money for investing
Build Up and improve your credit
Get access to loans with low interest costs
Increase the possibility of getting loans approved when you need them
Build sustainably increased income

Make It Yours

This is about You. Your family. Your dreams. Only with Harmoney can you achieve build the path to safe you financial future.

Connection. Transformation. Happiness.

The Credit Game Rules.