How Our Solutions Work
We give you access to Multi-Micro Loans while you build your credit with the most advanced accelerated program.
*Harmoney LLC, could inquire the credit only of people who apply for independent and separate small loans to Credit Elevator programs. Other terms and conditions apply.
Be prepared for your new life
We have the plans for you that will accelerate build up your credit, allowing you to achieve all of your dreams.

Get Loans Approval up to $600.00*
See how it works
Multi Micro-Loans for $600.00*.

Monitoring & Identity Protection.
Health & Credit Insurances Coverage.
24/7 Assistance.

Get Loans Approval up to $1.100.00*
See how it works
Multi Micro-Loans for $1.100.00*.

Monitoring & Identity Protection.
Health & Credit Insurances Coverage.
24/7 Assistance.

Get Loans Approval up to $1.850.00*
See how it works
Multi Micro-Loans for $1.850.00*

Monitoring & Identity Protection.
Health & Credit Insurances Coverage.
24/7 Assistance.
*Micro loans interest start at 10% APR. Loan origination fees may apply. Certain restrictions apply. Other interest rates and terms and conditions may apply when calculating the total amount of payments. The micro loans will be approved if the client comply with the program requirements, pay the loans and the monthly payment of the program on time. When the client is late in any payment, the system delays the process of approval and disbursement of the next loan for two months, as appropriate according to the scale system. During these two months the customer must prove that he can be in comply with the payment’s obligation. Harmoney LLC., reserves the right to approve or deny any loan issuance if the client is not in compliance with their monthly payments. Harmoney LLC., will report all repayments made by the customer to the credit reporting companies. If the client does not pay on time, his credit can be affected. Harmoney LLC., reserves the right to cancel the program for customers who are more than once lates in their loan repayments.
Individual Personal Loan
We give you what you need, when you need it.
Starting with 10%* APR lowest interest
No guarantee from $150 to $5,000*
Immediate
disbursement*
FREE
Benefits
The term of the loan payment period varies according to its amount and could reach a maximum term of thirty-six (36) months. The APR will remain fixed for the life of the loan. For example, if it begins with an APR of 10%, it will continue with this rate during the term as applicable. Interest rates may vary based on credit approval. The 10% interest applies only to people with excellent credit. Examples of monthly payment for Harmoney Solutions loans at 10% APR: from $1,000.00 to 36 months is $32.27. Loan origination fees may apply. Certain restrictions apply. Other interest rates, terms and conditions may apply when calculating the total amount of payments. *Loan approval does not require a guarantee or collateral from the individual. **The deposit will be made between a period of 48-72 hours and could take 5 days or more to reflect in the client’s account. ***The benefits included are added values that Harmoney provides to its clients when they obtain a loan. No client is obligated to obtain these services.
Individual Personal Loan
We give you what you need, when you need it.
Starting with 10%* APR lowest interest
No guarantee from $150 to $5,000*
Immediate
disbursement*
FREE
Benefits
*El término de periodo de pago del préstamo varía según su cantidad y podría llegar hasta un término máximo de sesenta (36) meses. El APR se mantendrá fijo durante la vida del préstamo. Por ejemplo, si el mismo comienza con un APR de 10%, continuará con esta tasa durante el término según aplique. Las tasas de interés podrían varíar según aprobación de crédito. El interés del 10% aplica sólo a persona con crédito excelente. Ejemplos de pago mensual para préstamos Harmoney Solutions al 10% APR: de $1,000.00 a 36 meses es $. Ciertas restricciones aplican. Otras tasas de interés, términos y condiciones podrían aplicar al calcular el importe total de los pagos.
The best solution to stop paying high interests and being able to access loans.
Your financial reality, improved.
With Harmoney, your financial reality change for the better. With realistic goals and constantly improving the processes, we achieve the most efficient results than ever.
¡Dreamers will dream bigger!
More reliable than ever
You, like every one of our clients, have the incredible capability to improve your finances and live the life that you desire.

“It was easy. Harmoney helped me. I just had to make payments on time.”
Camilo Pérez,
Carolina, PR
“I didn’t know anything about credit. Harmoney helped me build credit to ask for a loan with low interest.”
Sara Martín,
San Juan, PR
“I finished this program successfully. Now I’m looking for a house... in my new car.”
Mariana Anderson,
Miami, FLEffective and Efficient

“Investing in build up your credit gives you access to make all your dreams come true.”
¡Empower your financial path!
We guide you through the paths that take you to achieving your dreams and building your financial legacy.
Make It Yours
This is about You. Your family. Your dreams. Only with Harmoney can you achieve build the path to safe you financial future.
Connection. Transformation. Happiness.
The Credit Game Rules.